0845 094 2739 - Info@welshmortgagesolutions.co.uk

When can I apply for a Self Certification Mortgage?

Since the early 80’s self employment in the UK has doubled - some mortgage lenders however may turn you down if you are self employed and do not have 3 years accounts with which to prove your income levels. Self certification mortgages, which only require the individual to make a declaration as to what their income is, are therefore becoming increasingly popular.

Mortgage Solutions can assist you to obtain a self certification mortgage if you are considering any of the following:

  • Purchase of a property
  • Remortgage
  • Buy to Let mortgage
  • Let to Buy mortgage
  • Right to Buy (Council House)
  • Secured Loans
  • Commercial/Semi Commercial Loans

Please contact us to discuss whether self certification is the right option for you.

The overall cost for comparison is 6.8% APR

This is intended as a guide only - other criteria may apply, and we can advise on any special terms and conditions which your selected lender may wish to impose at the time of application.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

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WMS is a trading name of Mortgage Solutions (Wales) Ltd, which is an appointed representative of Trustguard Credit Services Limited who are authorised and regulated by the Financial Services Authority.